Tag Archives: Finance

Home loans direct

Home loans direct – buying a house with a trusted partner

Home Loans Direct– Real estate and homes is one of the best investment options one can ever consider. The reason behind such logic is that property can be source of ongoing income, it can also rise in value overtime and prove a good investment in the cash value of the home or land that you buy, property can also be used as part of the overall strategy to begin building wealth.

One trusted business house which has grasped the importance of property is home loans direct. Established in 2001 and with a current interest rate of 8.5%, home loans direct has many clients across South Africa by securing millions of rands in loans. Home loans direct assists with new home loans, second home loans and mortgage protection. Home Loans Direct provides great home loansbenefits to its clients such as handling of the application process for the client without any charge,submitting applications to all major banks like Absa, FNB, Nedbank and Standard bank, negotiating the best possible interest rate, professional advisory services, discounted registration and transfer fees as well as negotiation and motivation of applications.

For a step towards securing a dream home, clients can contact Home Loans Direct on 0861999621 or simply fill in a quick online application form and trained consultants will be on hand to assist and provide relevant information.

Nedbank money trader

Nedbank money trader

Nedbank is one of South Africa’s biggest financial institutions. In a big and competitive financial industry which stands on a strong foundation of a strong and thriving South African economy. It is for this reason that Nedbank believes innovation and excellent customer service will be the difference and other fierce competitors. Current economic indicators show that the middle banking segment (those who earn between R100 000 and R550 000 per annum) could grow from 4.2m this year to 10.9m by 2020, while the entry-level banking segment could increase from 13.7m to 14.6m customers over the same period.

Nedbanks strategy is therefore to unlock the potential of the entry-level and youth (which will be the next middle-income segment) markets through a positive retail banking experience, and attracting more clients either through its wholesale channel or as a result of compelling value propositions. One of those compelling and innovative  product propositions is the Nedbank money trader.

Nedbank money traderThe Nedbank money trader is an investment account that allows clients to save smartly. The money trader requires that one must have an initial deposit of R50000 and there is no maximum limit on how much can be kept in the account, additional deposits and withdraws in this account are subject to a minimum amount of R5000, interest rate applies regardless of the balance and interest rates can fluctuate on a daily basis as they are linked to money market conditions. Interest on this account is calculated daily and may be paid out or capitalised monthly as long as the account maintains a minimum balance of R50,000.

This account also offers other benefits such as access to funds within 24 hours, capital is fully guaranteed, there are no fees and commissions and this account is available for both individuals and small businesses.

To access this fantastic service or product, Nedbank can be contacted on 0860555111.

You can apply for a Nedbank loan here

Standard Bank Loans

Standard Bank Loans

Are you in need of a loan or extra finance for something very important? Do you feel trapped in a financial cycle? Let Standard Bank relief you.
You can apply for a Standard Bank loan by just earning R1000 per month. With this income, you qualify for up to R300 000 with a Standard Bank Personal Loan. There are multiple features and benefits that you can get:

  • Competitive Interest Rates
  • Quick and Hassle free application process
  • Fixed minimum monthly repayments which enable you to budget more effectively
  • Your money will be transferred directly into your bank account
  • There are no early termination fees if you pay off the loan earlier
  • For loan terms greater than 3 months, Standard Bank provides credit life insurance that will pay off the loan in the event of natural or accidental death, permanent or temporary disability or retrenchment

You only need a few things to qualify:

  • You have to be a South African citizen
  • You have to be between the ages of 18-65 years old
  • You have to be formally employed
  • With formal employment, you will need to have a consistent monthly income that is R1000 or more a month, before deductions
  • You will need a bank account with a debit order facility

Choose from two types of loans: Revolving Credit Loans and Personal Term Loans

Apply online or call 0860 123 000

FNB Share Saver

FNB Share Saver

If you’d like to get into the share market, but don’t have large amounts of cash to invest, or if you’re not sure how to get into it, then FNB Share Saver is the option for you. Begin your wealth online with First National bank today.

FNB Share Saver allows you access to the equities market and top 100 JSE listed companies in South Africa for as little as R300 a month. Share saver from FNB also offers you the luxury of doing everything online and a dedicated call centre is available for you to use. You get InContact on trades and a full education centre on Share Investing too that teaches you trading jargon, shares 101 and about investing in Krugerrands.

In order to qualify for Share Saver, you need to be a South African citizen and have an FNB transactional account. You can open your account online (link), at your nearest branch, your premier or wealth banker, or you can call the Share Investing Call Centre on 0860 742 737.

Alternatively, visit FNB for more information.

FNB Share Saver