Category Archives: Standard Bank

Standard-banks-BizLaunch

Standard Bank’s BizLaunch, supporting small businesses

Standard bank is a global renowned financial and banking institution. With many years of experience in the world of business, this bank understands that small scale businesses are essential players in national and global economy. It is therefore essential that these small businesses are given a strong foundation and support to flourish.

Research has shown that a high percentage of new start-up businesses fail within the first three years. Other findings have also indicated that 440000 small businesses had failed in the past 5 years in South Africa. It is due to this background that Standard bank launched Bizlaunch.

Bizlaunch has been established to ensure businesses get started the right way and avoid false starts. Its also particularly aimed at new businesses. Bizlaunch is a one stop house that tries to take care of business matters such as registering the business, keeping track of cash in and cash out, pay suppliers, deposit funds into a business bank account and get some basic advise.

This service from Standard bank offers a R90 per month business account which includes unlimited electronic transactions, unlimited debit orders, unlimited cheque card swipes,internet banking, my updates and 8 ATM cash withdraws.This package also comes with my business online which is an accounting package from Pastel. Apart from a business banker whom you can discus needs with, there is also a packaged business support and tips such as how to start and grow a business.

Bizlaunch also offers a merchant device for R325 a month.This includes telecommunication fees and insurance per month, at a commission rate of 3.25% irrespective of card type. Basic business insurance cover at R150 per month, online business registration services and annual returns to help you to get your business started and a 20% discounted training voucher on the basics of how to start a business such as finance for non-financial managers.

This package from Standard bank offers practical solutions that are relevant to the market and tackle challenges entrepreneurs, especially start ups face.

Standard Bank Loans

Standard Bank Loans

Are you in need of a loan or extra finance for something very important? Do you feel trapped in a financial cycle? Let Standard Bank relief you.
You can apply for a Standard Bank loan by just earning R1000 per month. With this income, you qualify for up to R300 000 with a Standard Bank Personal Loan. There are multiple features and benefits that you can get:

  • Competitive Interest Rates
  • Quick and Hassle free application process
  • Fixed minimum monthly repayments which enable you to budget more effectively
  • Your money will be transferred directly into your bank account
  • There are no early termination fees if you pay off the loan earlier
  • For loan terms greater than 3 months, Standard Bank provides credit life insurance that will pay off the loan in the event of natural or accidental death, permanent or temporary disability or retrenchment

You only need a few things to qualify:

  • You have to be a South African citizen
  • You have to be between the ages of 18-65 years old
  • You have to be formally employed
  • With formal employment, you will need to have a consistent monthly income that is R1000 or more a month, before deductions
  • You will need a bank account with a debit order facility

Choose from two types of loans: Revolving Credit Loans and Personal Term Loans

Apply online or call 0860 123 000

Standard Bank Dream Start Home Loan

Standard Bank Dream Start Home Loan – The cost of purchasing a home of your dreams can be overwhelming. Standard Bank is here to provide financial solution to low income earners of R1, 500 and R6000, jointly or individually. Dream Start can go up to 100% for the property purchase price, but excluding housing subsidies or allowances.

When you owe less than 80% of the value of your property by making regular payments on your bond qualify you for Access-bond Facilities.
In keeping with our reputation and personal touch, we conduct personal interviews where we share all information and advice is given about the home buying process, life assurance and repayment methods. The specialised consultants will also guide your choices with an affordability calculation,
Our interest rate charges are based on your individual circumstances.
For more information, visit our website or your nearest Standard Bank Branch.

More contact details:
– Tel 0860 123 000 | +27 11 299 4701
– email information@standardbank.co.za
Standard bank

Standard Bank Dream Start Home Loan

Standard Bank: South Africa’s Global Bank

Dating back to 1857, Standard Bank is widely regarded as the spring board of financial services in South Africa. In the last one and half centuries, the bank has transferred itself from a colonial bank to a global financial major with extensive operations in 40 Asian, African, American, and European countries outside South Africa.
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